In addition to investment products and services, Merrill Lynch Financial Advisors can offer clients access to standard banking and credits products as well as to other customized banking solutions.

With the investment insights of Merrill Lynch and the banking strength of Bank of America, you have an unsurpassed set of resources that allow you to offer personalized advice, a breadth of financial services and global reach.

Access to our expansive array of products and services - from retirement and estate planning services to business and banking solutions - enable you to go beyond stocks and bonds to help address every aspect of clients' financial lives. Gone are the days of numerous proprietary products, mutual funds and incentives. Today, we operate with an open, dynamic platform including world-class banking and lending.

As an experienced Financial Advisor, you've developed and practiced an investment style that fits your experience, skills and the needs of clients. Therefore, you and the clients you serve are most likely comfortable with many of the solutions and products you know. That should not become a cause of concern for clients who follow you here. They will not only have tremendous flexibility and choice of solutions, but access to various offerings designed to accommodate nearly any financial need - from the very complex to the most basic.

The nature of individual client strategies may also shape the way they to do business with you. For example, clients with both large fixed-income positions as well as equities in their portfolio, may find it in their best interest to leverage multiple product offerings. You can help them choose from an array of non-discretionary and/or discretionary money management options, whichever makes them comfortable. Each choice is supported by our technologically advanced workstations, reporting systems and online tools.

Highlights include:

• SalesForce.com, which provides a lead development and contact management system, integrated with telephony and readily available from your desktop.
• The Merrill Lynch Practice Management Analytics Center, which is central to long-term business planning and success. This essential tool provides a unique view of your business and simplifies many of the complex tasks of running it.
• A suite of tools to support the Wealth Management Process. Merrill Lynch Financial Advisors employ a multi-step process to offer a customized yet consistent wealth management experience to clients.