PROFESSIONAL PROFILE
Julia seeks to help people transform their financial visions into reality. She has been helping people fulfill their goals since 1984.
A graduate of Iona College, and with an M.B.A. from New York University, she joined Merrill Lynch in 1992. Julia's areas of focus include retirement planning, wealth management, cash flow analysis, and liability management. She utilizes tools such as Monte Carlo analysis to help clients better understand the long term implications of their financial choices.
Julia has been designated a Certified Special Needs Advisor by the Merrill Lynch Families of Children with Disabilities program.
In addition to her work with clients, Julia has coached and mentored other Financial Advisors, and is recognized as a resource on retirement planning issues, including those of domestic partners. She is also an instructor at Pace University, Lubin School of Business, Center for Professional Education.
Julia is a Certified Financial Manager, a Chartered Retirement Planning Counselor (CRPC®), and a Certified Financial Planner™ (CFP®), a designation awarded by the Certified Financial Planner Board of Standards, Inc.
Ms. Peloso was raised in lower Westchester, and has lived in the New York metropolitan area most of her life. She is an avid sports fan and never misses a N.Y. Liberty home game.
Julia is a founding member of PGG and Associates, a Merrill Lynch Financial Advisory Team.
Who we work with
Individuals and families who expect a disciplined financial problem-solving process centered on their needs and objectives from a team of advisors with a range of experiences and expertise in investment and risk management.
What we offer
Our mission is to fulfill the role of trusted advisor and essential partner
• Professionalism
We have a commitment to and a requirement to maintain continuing education
We have the wisdom and insight to guide you through the complexities of preparing for retirement, growing a business, and developing strategies for transferring wealth to the next generation
• Stability
We provide an asset allocation strategy, customized to meet your specific requirements
You will always have a primary “point-of contact” person
• A relationship based on mutual respect
Your interests and ours are aligned
We work from jointly defined expectations
We maintain multi-directional open and ongoing communication
What you can expect from us
• Wealth Management review using proprietary analytics
• Segregate cash to cover 2 years of cash flow from portfolio
• Develop Asset Allocation Guidelines, much like an investment policy statement for the family, utilizing core asset classes such as equities, fixed income, cash, as well as alternative and tactical assets which are opportunistic, non- and negatively correlated
• Security and manager selection using proprietary analytics
• Maintain a sell discipline
• Conduct regular reviews and annual meetings
For more information on other members of Julia's team, please go to www.fa.ml.com/pggassociates, or contact her directly at 914-682-5510 or julia_peloso@ml.com.