PROFESSIONAL PROFILE

AACS 403(b) INVESTMENT TEAM
W. Eddins Galloway, Jr.
Vice President, Senior Financial Advisor
Ed is a Vice President and Senior Financial Advisor with Merrill Lynch in our Camden, SC office and brings over 21 years of experience to the team. Ed is a graduate of Clemson University with a B.S. in Financial Management. He specializes in providing both basic and advanced equity and options strategies in addition to his core investment competencies. Ed has also been selected as a Portfolio Manager in the Personal Investment Advisory sm (PIA) program. The fee-based program provides highly personalized discretionary portfolio management services, while relieving clients of day-to-day involvement in investment decisions. Ed is past president of the Camden Kiwanis, coaches his oldest son's baseball team and serves on the Finance Committee at First Baptist Church in Camden, SC. Ed and his wife Robyn have 3 children.

Jeffrey C. Beach, CFP®
Assistant Vice President, Wealth Management Advisor
Jeff joined Merrill Lynch in 1997 as a Senior Financial Advisor and has 19 years of experience in assisting individuals and institutions with investment strategies and financial solutions. He graduated summa cum laude with a degree in Financial Management from Bob Jones University and has become a Certified Financial Planner™ certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. He handles a broad range of planning services for the team including charitable strategies, trusts, lending, insurance and nonprofit services. He leads the team’s involvement with the Association of Business Administrators of Christian Colleges (ABACC) and the American Association of Christian Schools (AACS). Jeff also has responsibility for interfacing with plan sponsors and participants on corporate and non-profit retirement plans. Since 1994 he has been pleased to serve on the boards of Grace Christian School and Grace Baptist Church in West Columbia, SC, where his wife Theresa taught for 6 years. Their three children attend Grace Christian School.

Daniel Creps
Financial Advisor, AAMS
Dan has been a Financial Advisor for 15 years, joining Merrill Lynch in 2007. He is a graduate of Bob Jones University with a B.A. in Pastoral Studies. In 2006 Dan obtained the designation of Accredited Asset Management Specialist from the College For Financial Planning. He advises several church 403(b) plans and has been active in that market for over 15 years. His specialty is participant communication and education. He is privileged to advise several prominent families in Independent Baptist circles. Dan enjoys spending time with his wife Lora and three daughters. All three children attend Hampton Park Christian School in Greenville, SC.

Bob Stacey
Financial Advisor
Bob Stacey is a Financial Advisor with Merrill Lynch in Columbia, SC. Mr. Stacey works with high net worth households to help them with investment strategies and risk management. He also works with corporate and non-profit clients to help them with financial strategies, employee benefits and cash management. Bob received his B.S. in Biology from Cedarville University in Ohio, and a Master of Divinity from Columbia International University in Columbia, SC. Bob has also obtained an MBA from the Moore School of Business at the University of South Carolina, with a concentration in Finance. As part of his training, Bob completed a corporate finance internship with a manufacturing firm in Normandy, France. Prior to joining Merrill Lynch, Bob has worked as an electrician and he has also taught high school Biology and Environmental Science. Additionally, Bob has conducted several relief and development trips to developing nations in Central America, the Caribbean, Afghanistan and Indonesia, as well as serving as a volunteer chaplain with the South Carolina Department of Corrections for ten years. Bob and his wife, Laurel, are blessed with four children and active members of Three Rivers Baptist Church in Irmo, SC.