PROFESSIONAL PROFILE

The Martin/Epping Group provides clients with the intimacy and personal touch of a small, specialized financial advisory boutique, along with the vast products, services and solutions of a large investment bank. We specialize in helping clients meet their investment goals and objectives, while at the same time helping clients manage risk and volatility. We seek to achieve this balance by employing Merrill's open architecture platform, which includes many of the world's most reputable professional money managers, mutual funds and ETF's, and an investment platform in which we provide ongoing advice and guidance consistent with our client's investment objective.
We have more than 101 cumulative years of experience helping clients with retirement, wealth analysis, private money management, business services, and concentrated stock strategies. In addition, we work closely with outside advisors, accountants and attorneys, to ensure that clients receive the highest possible level of service and financial advice.

Larry D Martin, CFP® certification awarded by the Certified Financial Planner Board of Standards, Inc., Wealth Management Advisor

Larry has more than 23 years of experience providing financial and wealth management advice and services. Larry's focus is managed money, and he uses a customized investment approach tailored to the client's priorities. Using the "Wealth Management Analysis" as a starting point, Larry makes recommendations in the following areas: Consults Service, UMA and other managed money strategies, Retirement Planning, and Liability Management for individuals and businesses.

Bill Epping, CFP® certification awarded by the Certified Financial Planner Board of Standards, Inc., Wealth Management Advisor

Bill has more than 23 years of experience providing financial and wealth management advice and services. Bill's primary focus is individual investments, and he advises our clients and business owners wanting individual equity, fixed income, private equity, hedge funds, futures, and option positions in their portfolios. In addition he implements asset allocation based on current macro economic conditions.

Joel M Block, CFP® certification awarded by the Certified Financial Planner Board of Standards, Inc., Wealth Management Advisor

Joel has more than 22 years of experience providing financial and wealth management advice and services. Joel's primary focus is wealth analysis, mortgages and employer 401k plans. Starting with the "Wealth Management Analysis", Joel makes recommendations in areas that include: estate, insurance, survivorship, and retirement preparation. Joel also specializes in working with non-profit organizations and endowment funds.

Rob Gossett, CPRC®, Financial Advisor

Rob has more than 15 years of experience providing financial and wealth management advice and services. Rob specializes in developing retirement income strategies using equities, mutual funds, municipal bonds, and fixed and variable annuities. Rob utilizes Merrill Lynch's time-tested Wealth Management Process to develop retirement income solutions to address the complex needs of individuals.

Annette Forney, Senior Associate

As our Registered Client Associate, Annette has over 18 years of experience providing financial client services. She manages the day to day operations and assist clients with service issues, statements and problem solving. Prior to joining Merrill Lynch Annette worked in the accounting, and tax industry.