PROFESSIONAL PROFILE
As a Merrill Lynch Financial Advisor, my objective is to help my clients attain their financial goals. Together, we structure an individual wealth strategy based on risk tolerance, tax and estate needs. With the help of my investment process I use premier customer service to monitor and adjust the plan to provide peace of mind as clients move toward their goals.
Through Merrill Lynch, I am able to provide a wide array of financial/investment services including financial planning, retirement planning, retirement income plannning, estate planning, college planning and investment portfolio management. In conjunction with these services, I am supported by specialists and top-rated research.
Residing in Buckley Michigan, I have been in the Traverse City area since 1989. I am married with a son and a daughter. I earned my B.A. degree from Western Michigan University and began my career at Merrill Lynch in 1996. I am Series 7, 65 and 63 registered, hold life/health insurance licenses. I also hold both the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards,and the Chartered Retirement Planning Counselor designations.
THE PROCESS
Establish your objectives
Develop an appropriate strategy
Implement customized solutions
Review progress toward goals
CREATE, GROW, PROTECT and DISTRIBUTE WEALTH
Manage investments and cash flow
Control liabilities (loans and mortgages)
Asset allocation and diversification management
Tax exposure minimization
Insurance coordination: life, disability, long-term care, liability
Retirement account distribution
Estate and trust planning
My clients entrust their financial future with me. My training, personal integrity, reputation and heart allow me to accept this trust.