PROFESSIONAL PROFILE

The GSLC Group was formed with the purpose of bringing together diverse, but complementary talent in one team to meet the needs of our clients. Our four Financial Advisors and two Client Associates work together in their areas of specialty with one unified goal-

"We provide simple financial solutions to the complex issues of our clients. We strive to generate consistent and predictable absolute returns in all market environments through a well defined process that leverages diversification, asset allocation strategy and superior investment selection."

David Guadagnino-First Vice President, is a graduate of LeMoyne College with a B.S. in Accounting. Prior to joining Merrill Lynch, Dave worked in both public and private accounting. Dave focuses on small business services such as cash management, liability management, and 401(k)'s. Dave also concentrates on trusts, estate planning, and in professional coordination with outside legal and accounting services.

Steve Szczublewski-Sr. Vice President-Investments, is a graduate of S.U.N.Y. Buffalo with a B.S. in Economics and has been in the financial services business since 1993. Steve formulates the GSLC Groups' long term strategy, financial program development, value added client services, and family succession planning. Steve specializes in serving the needs of business owners and entrepreneurs. Steve serves as Resident Director for the Pittsford Branch.

Christopher Leone-Vice President, is a graduate of S.U.N.Y. Brockport with a B.S. in Management. Chris focuses on the development of our investment strategy, its performace tracking, and economic conditions. Chris also specializes in annuity and insurance services with a focus on the impact of taxation.

Steven Coleman-Financial Advisor, has an educational background in engineering, mathematics, and business. Steve holds a Certificate in Management Development from RIT. Steve works closely with Chris developing the team's investment strategy and market outlook. Steve specializes in working with retirees, people going through job and life transitions, and also develops and delivers the team's presentations and educational events.

All four advisors hold the Chartered Retirement Planning Counselor (CRPC®) designation.

Lorie Helmbold - Sr. Registered Client Associate, graduated from SUNY Geneseo with a BS in Business Management. She has been with the firm for 13 years. Lorie's considerable Merrill Lynch experience gives her a great ability to help clients navgiate the many products, services, and systems of Merrill Lynch - all with a personal touch. Lorie is registered, which also gives her the ability to take and enter client trading orders.

Jennifer Bustamante - Registered Client Associate, recieved her BS in Business Marketing from the University of New Orleans. Jenn has 3 years of experience at Merrill Lynch and in addition to her role of assisting our clients, also helps our team plan and execute client and educational events.