PROFESSIONAL PROFILE

We are a leading provider of complete financial advice and guidance for individual investors and businesses. We are specialists in comprehensive financial and estate planning, investment advisory, business services, and tax reduction strategies. Our clients consist of high net worth individuals, private family foundations, estates, business owners, and entrepreneurs.

We adhere to a disciplined wealth management process and we rely on that process to provide dependable counsel to help clients achieve their financial goals. We provide steady communication and believe in fully understanding our clients and their needs. It is our practice to deliver a consistent yet customized wealth management experience.

R. Bailey Pack - Assistant Vice President, CFM
Portfolio Manager PIA Program

Bailey joined Merrill Lynch in 1997. A Juris Doctor from the University of Utah College of Law, he helps clients with estate planning issues and works with their advisor's in developing an appropriate stategy to help clients manage their estate, liablity, and corporate retirement plans. Bailey also manages client portoflios within the Personal Investement Advisory Program.

Jon E. Pack - Assistant Vice President, CFM
Portfolio Manager PIA Program

Jon has been with Merrill Lynch since 1999. A graduate of Brigham Young University, he specializes in financial planning, investment management, and estate planning. Jon specifically focuses on equity, fixed income, mutual fund management, and wealth preservation strategies.

David B. Gardner - Financial Advisor, CFM

Before joining Merrill Lynch in 2004, David graduated from Brigham Young University with a B.A. degree in Finance. David specializes in financial planning, individual investment management, concentrated stock positions, merger's and aquisition strategies, and business cash management. David also focuses on client service and business development.


Lacey Gilbert - Client Associate

Lacey is the operational service manager for our team. She graduated Brigham Young University with a B.A. degree in History. Lacey assists clients with all aspects of their accounts. She ensures that each clients need is met with a quick, complete response.


Kristan Carter - Client Associate

Kristan is our team's client relationship manager ensuring that each client recieves the attention they deserve. She graduated from Utah Valley University in 2003 with a B.A. Degree in Sociology. Kristan loves our clients and is passionate about perfecting their experience with Merrill Lynch.