Sitemap   · Privacy & Security  ·  · · ML.com

The services described as being offered by Merrill Lynch Trust Company are provided by the Merrill Lynch Trust Company division of Merrill Lynch Bank & Trust Co., FSB, or Merrill Lynch Trust Company of Delaware. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency. Merrill Lynch Bank & Trust Co., FSB, Merrill Lynch Trust Company of Delaware, Merrill Lynch Life Agency Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), and Banc of America Securities are wholly owned subsidiaries of Bank of America Corporation. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Banc of America Securities are registered broker-dealers.

Investment and insurance products:

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity

MLPF&S and Merrill Lynch Trust Company make available investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation or in which Bank of America Corporation has a substantial economic interest, including Columbia Management, BlackRock and Nuveen Investments.

© 2009, Merrill Lynch, Pierce, Fenner & Smith Incorporated. All rights reserved.
Member Securities Investor Protection Corporation (SIPC).