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Retirement now means many things. We have what you need to achieve your goals, whatever they may be.

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The Markets and Your Retirement

The recession has "created an opportunity for individuals to get back in touch with what matters most, and to rethink their personal vision for retirement," says Andy Sieg, Head of Retirement & Philanthropic Services for Bank of America Merrill Lynch. It has also motivated many individuals to review their current retirement-planning strategies.

In this in-depth discussion with Joe Zidle, Global Wealth Management Strategist for BofA Merrill Lynch Global Research, Sieg addresses such key questions as whether there can be risk in being too risk averse, how to implement income distribution strategies in retirement, the power of diversification and the importance of starting early.

Do You Have Too Many Retirement Accounts?

Over the years, you have likely acquired a number of retirement accounts. Now may be the time to streamline your holdings.

Income For Life

As a 37-year veteran of the aerospace and defense technology industry, Gary Coggins had no trouble generating spreadsheets. But when it came time to detail his own expenses for the years ahead, he and his wife, Dawn, had questions."We wanted to have sufficient resources for the things we really wanted to do."

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Any information presented is general in nature and is not intended to provide personal investment advice. The investments or strategies presented do not take into account the investment objectives or financial needs of particular investors. It is important that you consider this information in the context of your personal risk tolerance and investment goals.

Asset allocation, diversification and rebalancing do not assure a profit or protect against loss in declining markets.

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