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Preparing for Higher Taxes

Watch some of the country’s leading experts discuss tax policy. View video

Is Deflation On the Way?

Is Deflation On the Way?

While the U.S. is unlikely to follow in Japan's footsteps, the Japanese experience over the past 20 years can offer important lessons for investors, explains Michael Hartnett, Chief Global Equity Strategist and Chairman of the Research Investment Committee (RIC).
(Taped on August 10, 2010) View video

Emerging Markets: New Drivers of Global Growth?

Emerging Markets: New Drivers of Global Growth?

A handful of thriving economies are brightening the world picture—as two leading BofA Merrill Lynch Global Research strategists explain. (Taped on August 03, 2010) View video

From investment, banking and retirement products to college savings and estate-planning services, discover the power of Total Merrill's resources.

REINVENTING RETIREMENT:
Second Acts Webcast

For today’s retirees, golf and grandkids still play a role – but so do encore careers and hands-on philanthropy. In this follow-up to our first Help2Retire Webcast, moderator Charles Gibson leads our panelists in a lively discussion of the many ways people are repurposing their lives and adjusting their financial strategies to create meaningful second acts. Watch The Webcast Replay

A Portfolio Built For Retirement Needs

How a couple and their Merrill Lynch Financial Advisor balanced their need for safety with a strategy for growth. View video

Getting the Most Out of Social Security

Getting the Most Out of Social Security

Deciding when and how to begin receiving your checks involves more strategy than you might think. These questions and answers can help you get the maximum benefit from your benefits. Read More

Learn What a Merrill Lynch Financial Advisor Can Do for You

Our Financial Advisors partner with you to help you achieve the life you desire. Read More

Find a Merrill Lynch Financial Advisor

Find contact information, mapping directions and profiles of Financial Advisors near you.

How Merrill Lynch Financial Advisors Are Helping Clients in This Economy

Sandwich Generation Balancing Act

Sandwich Generation Balancing Act

Paying children's college expenses, caring for aging parents — and saving for retirement? You're not alone.View video

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Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.

Opinions expressed are subject to change. Past performance is no guarantee of future results.

Merrill Lynch offers a broad range of brokerage, investment advisory (including financial planning) and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties

Any information presented is general in nature and is not intended to provide personal investment advice. The investments or strategies presented do not take into account the investment objectives or financial needs of particular investors. It is important that you consider this information in the context of your personal risk tolerance and investment goals.

Asset allocation, diversification and rebalancing do not assure a profit or protect against loss in declining markets.

Any information presented about tax considerations affecting client financial transactions or arrangements is not intended as tax advice and should not be relied upon for the purpose of avoiding any tax penalties. Neither Merrill Lynch nor its Financial Advisors provide tax, accounting or legal advice. Clients should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with their personal professional advisors.

Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and other subsidiaries of Bank of America Corporation.

Trust and fiduciary services are provided by Merrill Lynch Trust Company, a division of Bank of America, N.A., Member FDIC. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency.

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

Bank of America, N.A., Merrill Lynch Life Agency Inc and MLPF&S, a registered broker-dealer and Member Securities Investor Protection Corporation (SIPC), are wholly owned subsidiaries of Bank of America Corporation.

Investment products, insurance and annuity products:

Are Not FDIC Insured	Are Not Bank Guaranteed	May Lose Value
Are Not Deposits	Are Not Insured by Any Federal Government Agency	Are Not a Condition to Any Banking Service or Activity

MLPF&S and Bank of America, N.A. make available investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation or in which Bank of America Corporation has a substantial economic interest, including BofA^TM Global Capital Management, BlackRock and Nuveen Investments.

BofA Merrill Lynch Global Research is equity research produced by Merrill Lynch, Pierce, Fenner & Smith Incorporated and/or one or more of its non-U.S. affiliates.