Through Bank of America, your Financial Advisor has access to a suite of forward-looking solutions, including:
WEALTH MANAGEMENT BANKING
Bank of America's team of more than 700 Wealth Management Bankers can provide you with expertise on all your banking needs, including cash management, liquidity and lending. What's more, these specialists work closely with your Financial Advisor to help deliver the right banking solutions to complement your investment objectives.
PREMIUM BANKING
Premium Banking, an exclusive offer for qualified Merrill Lynch clients, includes a variety of cash management services coupled with unparalleled account access via Bank of America's coast-to-coast network of banking centers, ATMs, and online and mobile banking. In addition, our premium account transfer service is available to help set or re-establish transaction services like online bill payees, direct deposit and automatic withdrawals.
NEW CERTIFICATE OF DEPOSIT/INDIVIDUAL RETIREMENT ACCOUNT OPTIONS
Bank of America offers some of the most competitive CD and IRA products available. These include a nine-month, risk-free CD that offers a fixed return along with access to funds before maturity; a highyield, FDIC-insured IRA that features CDs with competitive interest rates and seven and 12-month maturities; and the 18-month Opt-Up® CD/IRA, which includes a one-time option to reset rates after the first six months if rates rise during that period.
FLEXIBLE LINES OF CREDIT
A number of lines of credit — some unsecured, others secured by investments or other forms of equity — can offer ways to meet your liquidity needs. Depending on the line of credit you choose, you can have fixed or variable interest rates, optional overdraft protection, a variety of repayment terms or other features.
PREMIUM CREDIT CARD
Designed for affluent clients, the AccoladesTM card from American Express® offers a concierge service providing everything from travel assistance to gift referrals. Reward offerings include exclusive adventure experiences, premier access to special events and high-end travel offers.
MANAGING RETIREMENT INCOME
Clients already have access to comprehensive retirement planning through the Merrill Lynch Retirement Income Service®, which provides a detailed liquidity strategy for life after work based on your long-term lifestyle goals. Now, with My Retirement IncomeTM, executing that strategy has become even easier with new ways to manage cash flow and spending through Bank of America's premium banking services, its vast network of banking centers and ATMs, and the dedicated support of its Wealth Management Bankers.